A car title loan, or simply title loan, is a loan where the borrower provides their car title as collateral for a loan
With a Car Title Loan Ottawa and Toronto from Eazy Cash you can borrow up to $25,000 depending upon the make, model and mileage of your vehicle.
Either way, we will put cash in your hand in the fastest time possible! When you need a car title loan, let Eazy Cash help you to avoid the hassles and delays you get with other traditional lenders. Car Title Loans are the easiest way to get cash in a hurry! Why? Because there is no credit check* to worry about and you keep your vehicle !
We also do trucks, mobile homes, trailers, RVs, horse trailers, boats, farm equipment and land.
Car title loans made nationwide you can borrow up to $10,000 based on your vehicle's value.Bad credit? That's OK! Your car is your credit for car loan program. We can even approve you with Bankruptcy.Get cash and keep your car! With a car loan you can get the cash you need and unlike auto pawn companies that store your car, you keep your car.
Vehicle- Driver's License- Original Ownership (and articles of incorporation if vehicle in company's name)- Proof of Insurance- Pay stub or job letter- Utility bill (anyone's name)- Void cheque (or pre-authorized payment form)- 2 months of bank statements (most recent)
Does my car need to be paid off?We normally say yes to this question however the situation does arise that a person has a vehicle that has a small payment balance remaining on their car and we are able to pay out that loan amount and still give you cash in hand.I have terrible credit. Can I still get a loan?YES. There are several factors that contribute to you getting approved for a loan under our program. Your personal credit history is not one of them. In fact we do not do credit checks for loans under $7,500. If your car qualifies the loan will be approved.How much money can I borrow?The loan amount is based on a formula which takes into account the vehicle year, make, model, mileage and overall condition of the vehicle. Our loan amounts range from $1,000.00 to $10,000.00 based on the vehicle value.Can I pay off my loan at any time and without a penalty charge?Yes, you may pay the loan off at any time. There are no penalties or extra charges for paying out early. We do not penalize you for being a responsible client.More..
Ontario residents: The cost of borrowing for loans originated at a Eazy Cash branch is $20 per $100 per each $100 advanced. On a $300 loan for 14 days, the cost of borrowing at a Eazy Cash branch is $60, with a total payback amount of $360. The cost of borrowing for loans originated online is $21.00 per $100 per each $100 advanced. On a $300 loan for 14 days, the cost of borrowing for loans originated online is $63.00, with a total payback amount of $363.00. The maximum allowable cost of borrowing under payday loan agreements is $21 per each $100 advanced.
Payday Loan 14 day APR: 521.44% OntarioFailure to make timely payments may result in NSF or late fees. If your account becomes severely delinquent, it may be turned over to a 3rd party collection agency which could impact your credit score. In accordance with government regulations your loan must be paid in full by the due date and may not be extended, refinanced or rolled over.
Failure to make timely payments may result in NSF or late fees. If your account becomes severely delinquent, it may be turned over to a 3rd party collection agency which could impact your credit score. In accordance with government regulations your loan must be paid in full by the due date and may not be extended, refinanced or rolled over.